Clermont Car Accident Attorneys
The state of Florida sees over 250,000 traffic accidents every year, causing thousands of injuries and hundreds of deaths. Sadly, the vast majority of car crashes did not have to happen, had the drivers been paying more attention to the road and driving more carefully. When accidents and injuries do occur, the Clermont car accident attorneys at Scoma Law Firm are here to help accident victims recover the costs of the damage that was done to them. Our lawyers understand what it takes to navigate Florida’s complicated system of no-fault and fault-based insurance schemes. We have helped thousands of people recover compensation for their injuries, and we welcome the opportunity to help you too. Read on for more information about car accidents in Florida, and how Scoma Law Firm can help.
PIP insurance can cover some of your costs
Every Florida vehicle owner is required to carry Personal Injury Protection (PIP) insurance. If you are injured in a car accident, your PIP policy will reimburse you for 80% of your medical expenses and 60% of your lost income, up to a total of $10,000. However, unless you received initial services and care for an “emergency medical condition” within 14 days of the accident, you can be limited to receiving no more than $2,500 for medical expenses.
You do not have to prove that the other driver was negligent in order to receive PIP coverage, and you can even receive this compensation if the accident was your fault. However, you will still have to prove the extent of your injuries in order to get compensated, including especially that you received care for an emergency medical condition within the short two-week time frame.
Serious injuries require serious legal representation
If you were seriously injured in the accident, and your costs exceed the PIP coverage amount, you may be able to sue the at-fault driver to recover all of your legal damages. This includes the full amount of your medical bills (past and future); all of your lost income, including if you are disabled and cannot work in the future; loss of quality of life; pain and suffering; and other damages recognized by Florida injury law.
You may think you were seriously injured in the accident, but the law has its own definition of what it means to be seriously injured for the purposes of pursuing a civil lawsuit. This definition includes having:
- significant and permanent loss of an important bodily function
- significant and permanent scarring or disfigurement
- permanent injury within a reasonable degree of medical probability
Knowing whether you have a serious injury under the law, or whether you were treated for an emergency medical condition, requires the help of legal experts as well as medical ones. Additionally, winning a personal injury lawsuit requires that you prove that the other driver’s negligence caused the accident, while at the same time batting down allegations from the insurance company that your own negligence caused or contributed to your injuries. This process is simply too challenging and too complex to attempt without professional legal representation.
Scoma Law Firm can help
The Clermont auto accident attorneys at Scoma Law Firm have years of experience helping Florida car accident victims recover the full amount of compensation available when they have been injured by the negligence of others. If you were hurt because of a negligent, reckless or distracted driver, contact Scoma Law Firm in Clermont for a free evaluation of your case.